Handyman Arkin (Stewart) is having money problems while trying to help his ex (Alonso) pay back a loan shark. With his daughter (Pullos) also under threat, Arkin hatches a plan to break into the safe of one of his clients (Burke), who is taking his wife (Roth) and daughters (Zima and Collins) on a family holiday.
This seems simple enough until he gets into the house and finds a mysterious figure (Fernandez) doing unspeakably nasty things to the family. Does Arkin take the money and run or can he help stop the mayhem?
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